One of the biggest challenges we face in this new age if technology and instant communication is identity theft. Unscrupulous people are always trying to get your name, your social security number and your birthday. Once they have that information they can apply for credit under your name. Other identity thefts will even try to get your bank account information and PIN number or your credit card information and use that also. If this situation happens to you there are a number of things you shou...