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What if the best way to change your money story is to first become soul sick? Joe Versus The Volcano is a money story about soul sickness. Soul sickness is a condition brought on by selling out your authentic self for some gain. It can be money. It can be fame. It can be popularity. It can be security. Whatever it is, the price is too high.

Do you want a holiday home and need a loan? Find a loan that can get you the holiday home loan you need to get away from it all and enjoy your own place located in your favourite holiday destination. If you’re tired of spending tons of money on holiday accommodation, or have a favourite place you vacation to every year, then why not invest in a holiday home at the sunny destination of your choice with a secured holiday home loan? You can buy a wonderful place all your own anywhere, whether und...

How do you go about choosing a credit counselor? With a few tips in hand! Making the decision to work with a credit counselor is a positive step toward taking control of your financial future. But how do you tell the good credit counselors from the bad ones? By doing your research and making some wise choices. One of the first things to look for is to determine if the agency’s counselors are certified and trained in money management. Look for an agency that is a member of the National Foundati...

Credit counseling is a solution for many people. The goal of a credit counselor is to provide information and education to a person about credit, repayment and how to avoid costly debt situations. Today, credit counseling offers many other benefits to the consumer as well. But, not all of these agencies are the best companies to work with. It is essential to learn which are available to you and then select based on research about the individual company. The Benefits Of Credit Counseling There ar...

Definition Many people will use a tax refund anticipation loan without even knowing what these types of online payday loans are and how these loans work. This is a loan that occurs when a person goes to have their income taxes prepared and have their completed tax return submitted.  Once it is submitted there is a lender that will issue a loan in the amount of the refund that the person is getting back from the government.  Once the person receives the tax refund it is used to repay the loan t...

We wrote a little bit about getting married and handling money, but we figured that we probably should clarify things a little bit. First and foremost, we’re not telling anyone not to get married. If you honestly feel in your heart that you’re ready to get married, then there’s no reason that you shouldn’t do that. It’s a matter of making sure that you’re going to be able to take care of yourself no matter what happens in life. It’s a matter of ensuring that you really do have what...

What does the hidden power of money really mean? Well, it means quite a few different things to quite a few different people. You will have plenty of people that talk endlessly about the power of hidden money without really telling you what it is. Does it really mean “hidden”, like it’s hiding in your shoe or in a strange drawer that you’ve never seen before? Not at all. It refers to the idea that money has a lot more power than we think it does. Take for example the time value of money ...

Consumer finance, consumer financing and consumer loans refer to loans in general but they also have a different meaning that has emerged over time. In US the word consumer finance refers to sub prime loans that are different from prime loans or the normal loans. Sub prime loans are those loans that are given to people with bad credit. The interest rate for such loans is very high in extreme cases and finding a loan for people with bad credit is comparatively hard and was even impossible some fi...

It is shame but at the moment many properties are at risk of being repossessed. People are finding it difficult to keep up with the repayments on their mortgages and it will put them at risk of losing their house. Mortgage companies do not like repossessing, but they will do it if they have not had mortgage repayments for a significant time period. If they repossess then it could be very difficult for the property owners. It will look very bad on their credit record and may mean that they will n...